Leveraging substantive legal, bankruptcy, and technology expertise, Joe serves as Managing Director. Early in his career, he co-founded and served as CEO for Default Mitigation Management, LLC (DMM), and was instrumental in positioning the company for acquisition by Stretto. Alongside his DMM role, Joe was Senior Executive Vice President of Consumer Financial Services and Mortgage Subserving at Provident Bank for 25 years. At Stretto, Joe leads a multi-disciplinary team of internal industry experts and technologists to enhance the DMM Portal to meet stakeholders’ evolving needs, including the diverse challenges facing both Attorneys and loan servicers. Gleaning insight from decades of experience collaborating with bankruptcy Attorneys and their clients, Joe provides valuable guidance to Stretto’s technology team related to crucial software enhancements to maintain up-to-date court-required forms and ensure borrowers meet regulatory compliance. Joe supports Stretto’s efforts to expand adoption of the DMM Portal by maintaining his professional network of colleagues across a wide breadth of industries, including government, healthcare, and education. As a vocal advocate, Joe is an active member of NACTT and NACBA, serving as a loan modification resource, providing valuable knowledge and insight to an evolving industry.